AM Best Reaffirms A Rating for FCCI Insurance Group

The affirmation, issued June 3, 2026, underscores FCCI’s ability to manage risk effectively, with its capital adequacy ratio consistently landing in the strongest category. President and CEO Cina Welch attributed the sustained rating to the company’s disciplined operational approach and its ongoing commitment to policyholders and independent agency partners.

FCCI’s financial performance remains steady, bolstered by $122.4 million in net income reported for 2025 alongside $1.3 billion in direct written premiums. With total assets reaching $3.6 billion, the organization continues to leverage its regional presence across 20 states and Washington, D.C. Having held this rating since 2013, the group is expected to maintain its financial stability through continued surplus growth and prudent management of its commercial property and casualty portfolios.